Real Estate Rehab Financing

     Transform properties and unlock hidden value with United Capital America LLC’s rehab financing solutions. Whether you're renovating a single-family home or upgrading a commercial asset, our flexible funding options cover construction costs, materials, and labor—helping you complete projects on time and within budget. With financing available up to 100% of rehab value, we empower investors and developers to maximize returns by turning potential into profit.

​Program Highlights

Property Types: 
​Single-Family Homes, 2–4 Unit Residences, Condominiums, Townhomes, Multi-Family Apartment Buildings, Mixed-Use Properties, Retail Spaces, Warehouses, Office Buildings, and Industrial Assets.
We fund all property type

Loan Amounts: 
​$50,000 to $5,000,000

Leverage:
We finance up to 100% of the renovation budget

Terms:
  - Up to 5 years
  - Monthly payments
  - No prepayment penalties

Rates:
Rates starting at 9%

Versatility:
Applies to purchasing new land for construction
Also covers acquiring prebuilt properties that need rehab and then reselling

Fast approvals. Reliable closings. Funding structured to accelerate your success.

Diversify Your Real Estate Funding Approach

Fix & Flip Real Estate

Real Estate Refinance

Ground Up Construction Financing

REAL ESTATE Cash-Out RefiNANCE

Real Estate Purchase Financing

HELOC

COMMERCIAL REAL ESTATE

Stipulations
​
  - Completed initial Business Registration Form (for all principals / entity members)
  - Official proof of property ownership (such as a copy of the recorded deed)
  - Recent property appraisal or valuation report
  - Property inspection report
​  - Environmental reports (if applicable)
  - Documentation of current tenants, such as a rent roll or lease agreements (if property is leased)
  - Recent property tax statements
  - Homeowner’s insurance policy and proof of payment or billing information
  - Proof of reserves, such as owner’s investment statements (bank, brokerage, 401k, etc.)
  - Mortgage statement or loan payoff information (if applicable)
  - Detailed business plan including projected Profit & Loss for the project (use this template: LINK)
  - Contractor’s construction plan with full budget and estimated timeline
  - Active general contractor license
  - General contractor’s insurance certificate with at least $1 million in general liability coverage
  - Articles of Incorporation (or entity formation documents) (if applicable)
  - Signed Operating Agreement for all members of the entity (if applicable)
  - Borrower’s attorney contact information (if applicable)

Ready to move forward?

Complete our Business Registration Form and select Real Estate Financing

APPLY NOW