Ground Up Construction Financing

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     At United Capital America LLC, we deliver the capital, expertise, and tailored structures you need to take your ground-up projects from raw land to completed assets. Whether it’s new development or large-scale construction, our flexible financing solutions are designed to accelerate your build, maximize returns, and keep you focused on creating value.
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Program Highlights

Property Types: 
​Single-Family Homes, 2–4 Unit Residences, Condominiums, Townhomes, Multi-Family Apartment Buildings, Mixed-Use Properties, Retail Spaces, Warehouses, Office Buildings, and Industrial Assets.
We fund all property type

Loan Amounts: 
​$50,000 to $5,000,000

Leverage:
We finance up to 100% of the new construction budget

Terms:
  - Up to 5 years
  - Monthly payments
  - No prepayment penalties

Rates:
Rates starting at 11%

Versatility:
Whether you're building from scratch or repositioning an existing asset, our capital adapts to your strategy.

Fast approvals. Reliable closings. Funding structured to accelerate your success.

Diversify Your Real Estate Funding Approach

Fix & Flip Real Estate

Real Estate Refinance

HELOC

REAL ESTATE Cash-Out RefiNANCE

Real Estate Purchase Financing

Real Estate Rehab Financing

COMMERCIAL REAL ESTATE

​Stipulations
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  - Completed initial Business Registration Form (for all principals / entity members)
  - Recent property appraisal or valuation report
  - Property inspection report
  - Environmental reports (if applicable)
  - Developer biography showing real estate ground up construction management
  - Purchase Property/Land Letter of Intent (LOI)
  - Permit status or expected entitlement timeline (if available)
  - Comprehensive property research report (comparables, zoning data, tax records, or MLS information)
  - Detailed business plan including projected Profit & Loss for the project (use this template: LINK)
  - Architectural plans or site renderings (if available)
  - Contractor’s construction plan with full budget and estimated timeline
  - Active general contractor license
  - General contractor’s insurance certificate with at least $1 million in general liability coverage
  - Articles of Incorporation (or entity formation documents)
  - Signed Operating Agreement for all members of the entity (if applicable)
  - Proof of reserves, such as owner’s investment statements (bank, brokerage, 401k, etc.)
  - Borrower’s attorney contact information (if applicable)

Ready to move forward?

Complete our Business Registration Form and select Real Estate Financing

APPLY NOW