Welcome to the FAQ page for United Capital America LLC. Here, we address the most common inquiries about our financial services and business funding solutions. Our goal is to provide clear and concise information, ensuring you have the confidence and clarity needed to make informed financial decisions. Should you require further assistance or have a question not covered here, please contact us at [email protected]. Our dedicated team is here to support you every step of the way.
1. How can I apply for business funding?
To apply for business funding, visit our Home Page or Services Page and click the "Apply Now" button. This will guide you step by step through the process.
Alternatively, leave your contact information on our Contact Us page, and a team member will assist you.
Alternatively, leave your contact information on our Contact Us page, and a team member will assist you.
2. What are the business qualifications required for funding?
To qualify for funding, your business must meet the following criteria:
- Operate for 6+ months
- Maintain a 550+ credit score
- Generate at least $300,000 in annual revenue
3. What types of funding does United Capital America LLC offer?
We offer a variety of funding solutions tailored to your business needs, including:
Our goal is to match you with the right funding option for your growth.
- Term Loans
- Lines of Credit
- Equipment Financing
- Real Estate Financing
- Invoice Factoring
- And more!
Our goal is to match you with the right funding option for your growth.
4. What are the funding terms and interest rates?
Terms and rates vary based on the funding product, your business profile, and creditworthiness. Rest assured, we’ll work to find a solution that aligns with your goals. Contact us to get a personalized quote.
5. How quickly can I get funded?
The time to receive funding depends on the program selected:
- Some programs provide funding within 24-48 hours.
- Others may take 10 days or up to 4 weeks for disbursement.
6. Does applying for funding affect my credit score?
Applying for funding with us does not involve running your credit. If a credit check becomes necessary during the process, we will always seek your explicit permission beforehand. This ensures transparency and protects your credit score throughout the application process.
7. Are there any upfront fees?
We are transparent in our process, and there are no hidden upfront fees. Any costs associated with funding will be clearly outlined in your agreement.
8. Can startups qualify for funding?
While our primary focus is on established businesses with 6+ months of operation, we evaluate each case individually. If you're a startup with significant potential, reach out to discuss your options.
9. What industries do you serve?
We provide funding solutions to businesses across a wide range of industries, including:
- Retail
- Healthcare
- Construction
- Hospitality
- Transportation
- Staffing
- Restaurant
- Logistics
- and many more!
10. How do I contact customer support?
You can reach our team via email at [email protected] or through the Contact Us page on our website. We’re here to answer your questions and support your funding journey.
11. Do you offer funding for real estate investors and developers?
Yes. We provide tailored solutions for property acquisitions, ground-up construction, renovations (rehab), and even cash-out refinance for stabilized income properties.
12. Can I pay off my loan early without penalties?
In many cases yes — we offer options with no prepayment penalties. Specific terms depend on the funding structure we tailor for you
13. What happens if my credit isn’t perfect?
We look at the overall health of your business and assets, not just your credit. Many of our funding products are designed for business owners who don’t have perfect personal scores.
14. Is collateral required?
It depends on the funding type. Some of our products are unsecured, while others (like real estate financing) are secured by the property.
15. How long is the approval process?
We can often provide preliminary approvals within 24-48 hours after receiving complete documentation, with funding shortly after.
16. Do you provide Ground-Up Construction Financing?
Yes. We fund ground-up construction projects for developers and investors looking to build new residential or commercial properties. Learn more on our Buy + Build + Sell Properties page.
17. Can I use funding to purchase land for future development?
Absolutely. We offer financing for land acquisitions, whether your goal is immediate construction or holding for future development.
18. What if I want to pull cash out of my existing property?
We offer cash-out refinance options that let you tap into your property's equity to access capital for new investments or business growth.
19. Do you help improve business credit?
Yes. If your credit needs strengthening, we can also assist with Business Tradelines that build positive credit history and improve your utilization ratios—making it easier to qualify for larger funding down the road.
20. Can I combine different types of funding?
In many cases, yes. We can structure solutions that blend working capital with real estate financing, or even incorporate credit-building tradelines alongside your primary loan.
21. Do you fund all property types?
We finance a wide range of property types including multifamily, mixed-use, retail, office, industrial, and even hospitality projects. Reach out to see how we can help with your specific asset.
22. How do I get a Month-To-Date (MTD) Statement?
It’s simple — we’ve created a dedicated page that outlines 9 different ways you can easily generate a Month-To-Date (MTD) statement for your business or investment accounts.
Just follow the step-by-step guide here:
https://www.unitedcapitalamerica.com/mtd
This resource will walk you through exactly how to pull an MTD using your online banking tools, accounting software, or manual reports — so you can get it done quickly and keep your funding process moving.
Just follow the step-by-step guide here:
https://www.unitedcapitalamerica.com/mtd
This resource will walk you through exactly how to pull an MTD using your online banking tools, accounting software, or manual reports — so you can get it done quickly and keep your funding process moving.
23. Why isn’t your application form loading — and how TO fix it?
It’s usually caused by simple issues like your network blocking secure financial forms, browser settings, or being outside the U.S.
We’ve put together a detailed page with all the most common reasons plus 9 quick solutions to get it working fast.
Click here to troubleshoot and fix it.
If it still doesn’t load after trying these steps, email us at [email protected] and we’ll help you submit your application another way.
We’ve put together a detailed page with all the most common reasons plus 9 quick solutions to get it working fast.
Click here to troubleshoot and fix it.
If it still doesn’t load after trying these steps, email us at [email protected] and we’ll help you submit your application another way.
24. Do you have a Debt Schedule template I can use?
Yes. You can download and review our ready-to-use Debt Schedule template here:
https://www.unitedcapitalamerica.com/ds
If you have any trouble accessing or filling out the template, just reach out to our support team at [email protected] — we’re here to help.
https://www.unitedcapitalamerica.com/ds
If you have any trouble accessing or filling out the template, just reach out to our support team at [email protected] — we’re here to help.
25. Can I apply if my business has existing debt?
Yes. Many of our clients already have existing loans or lines of credit. We’ll carefully evaluate your cash flow and debt obligations to structure financing that still works for your business goals.
26. Will I have a dedicated contact person?
Yes. From your first call through funding and beyond, you’ll work with a dedicated specialist who knows your file and keeps you informed every step of the way.
Get Started Today!
Ready to grow your business?
Take the next step with United Capital America LLC
Take the next step with United Capital America LLC
