Real Estate Cash-Out Refinance

     Unlock the power of your real estate equity with United Capital America LLC’s cash-out refinance program. Transform the untapped value in your properties into immediate capital—without selling or disrupting your portfolio. Our cash-out refinance program delivers flexible terms and fast access to funds, so you can reinvest, capitalize on new opportunities, or fortify your cash position. Backed by decades of expertise, we provide the strategic guidance and streamlined execution to help you achieve your next milestone.
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Program Highlights

Property Types: 
​Single-Family Homes, 2–4 Unit Residences, Condominiums, Townhomes, Multi-Family Apartment Buildings, Mixed-Use Properties, Retail Spaces, Warehouses, Office Buildings, and Industrial Assets.
We fund all property type

Loan Amounts: 
​$50,000 to $5,000,000

Leverage:
70% Loan-to-Value (LTV)

Terms:
  - Up to 5 years
  - Monthly payments
  - No prepayment penalties

Rates:
Rates starting at 9%

Versatility:
Use funds for reinvestment, expansion, debt consolidation, partner buyouts, property improvements, or liquidity reserves.
Whether you're unlocking equity to scale your portfolio or strengthen your position, our structure adapts to your game plan.

Fast approvals. Reliable closings. Funding structured to accelerate your success.

Diversify Your Real Estate Funding Approach

Fix & Flip Real Estate

Real Estate Refinance

Ground Up Construction Financing

HELOC

Real Estate Purchase Financing

Real Estate Rehab Financing

COMMERCIAL REAL ESTATE

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Stipulations
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​  - Completed initial Business Registration Form (for all principals / entity members)
  - Official proof of property ownership (such as a copy of the recorded deed)
  - Recent property appraisal or valuation report
  - Property inspection report
​  - Environmental reports (if applicable)
  - Documentation of current tenants, such as a rent roll or lease agreements (if property is leased)
  - Recent property tax statements
  - Homeowner’s insurance policy and proof of payment or billing information
  - Proof of reserves, such as owner’s investment statements (bank, brokerage, 401k, etc.)
  - Mortgage statement or loan payoff information (if applicable)
  - Articles of Incorporation (or entity formation documents) (if applicable)
  - Signed Operating Agreement for all members of the entity (if applicable)
  - Borrower’s attorney contact information (if applicable)​

Ready to move forward?

Complete our Business Registration Form and select Real Estate Financing

APPLY NOW