Fix & Flip Properties

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     At United Capital America LLC, we know that speed, flexibility, and reliable capital are critical when you’re acquiring, renovating, and repositioning properties. Our Fix & Flip financing solutions are designed to help you move quickly on opportunities, fund improvements with confidence, and maximize your resale profits. From acquisition through rehab to final sale, we provide competitive structures and expert guidance so you can stay focused on driving value and accelerating returns.
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​Program Highlights

​Property Types: 
Single-Family Homes, 2–4 Unit Residences, Condominiums, Townhomes, Multi-Family Apartment Buildings, Mixed-Use Properties, Retail Spaces, Warehouses, Office Buildings, and Industrial Assets.
We fund all property type

Loan Amounts: 
​$50,000 to $3,000,000

Leverage:
Up to 85% Loan-to-Value (LTV) overall
For purchases, finance up to 80% of value
For rehabs, finance up to 100% of the renovation budget

Terms:
  - Up to 5 years
  - Monthly payments
  - No prepayment penalties

Rates:
Rates starting at 8%

Versatility:
Applies to purchasing new land for construction
Also covers acquiring prebuilt properties that need rehab and then reselling

Fast approvals. Reliable closings. Funding structured to accelerate your success.​

Diversify Your Real Estate Funding Approach

HELOC

Real Estate Refinance

Ground Up Construction Financing

REAL ESTATE Cash-Out RefiNANCE

Real Estate Purchase Financing

Real Estate Rehab Financing

COMMERCIAL REAL ESTATE

​Stipulations
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  - Completed initial Business Registration Form (for all principals / entity members)
  - Recent property appraisal or valuation report
  - Property inspection report
  - Environmental reports (if applicable)
  - Developer biography showing real estate flipping experience
  - Purchase Property Letter of Intent (LOI)
  - Comprehensive property research report (comparables, zoning data, tax records, or MLS information)
  - Detailed business plan including projected Profit & Loss for the project (use this template: LINK)
  - Arquitectual plans or site renderings (if available)
  - Permit status or expected entitlement timeline (if available)
  - Contractor’s construction plan with full budget and estimated timeline
  - Active general contractor license
  - General contractor’s insurance certificate with at least $1 million in general liability coverage
  - Articles of Incorporation (or entity formation documents)
  - Signed Operating Agreement for all members of the entity (if applicable)
  - Proof of reserves, such as owner’s investment statements (bank, brokerage, 401k, etc.)
  - Borrower’s attorney contact information (if applicable)

Ready to move forward?

Complete our Business Registration Form and select Real Estate Financing

APPLY NOW