Real Estate Refinance

     ​​Unlock savings and strengthen your portfolio with United Capital America LLC’s real estate refinance program. Whether you’re looking to lower interest rates, improve monthly cash flow, or restructure existing debt, our tailored refinance program offers flexible terms aligned with your investment strategy. We specialize in helping property owners optimize stabilized income properties—delivering fast approvals, competitive rates, and expert guidance to position your real estate assets for long-term success.

Program Highlights

Property Types: 
​Single-Family Homes, 2–4 Unit Residences, Condominiums, Townhomes, Multi-Family Apartment Buildings, Mixed-Use Properties, Retail Spaces, Warehouses, Office Buildings, and Industrial Assets.
We fund all property type

Loan Amounts: 
​$1,000,000 to $20,000,000

Leverage:
Up to 100% of existing property liens (no cash-out)

Terms:
  - Up to 10 years
  - Monthly payments
  - No prepayment penalties

Rates:
Rates starting at 8%

Versatility:
Ideal for investors seeking to restructure existing debt, lower their cost of capital, or consolidate multiple liens into one streamlined facility.
Available for stabilized rental or leased investment properties.

Fast approvals. Reliable closings. Funding structured to accelerate your success.​

Diversify Your Real Estate Funding Approach

Fix & Flip Real Estate

HELOC

Ground Up Construction Financing

REAL ESTATE Cash-Out RefiNANCE

Real Estate Purchase Financing

Real Estate Rehab Financing

COMMERCIAL REAL ESTATE

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Stipulations
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​  - Completed initial Business Registration Form (for all principals / entity members)
  - Official proof of property ownership (such as a copy of the recorded deed)
  - Recent property appraisal or valuation report
  - Property inspection report
​  - Environmental reports (if applicable)
  - Documentation of current tenants, such as a rent roll or lease agreements (if property is leased)
  - Recent property tax statements
  - Homeowner’s insurance policy and proof of payment or billing information
  - Proof of reserves, such as owner’s investment statements (bank, brokerage, 401k, etc.)
  - Mortgage statement or loan payoff information (if applicable)
  - Articles of Incorporation (or entity formation documents) (if applicable)
  - Signed Operating Agreement for all members of the entity (if applicable)
  - Borrower’s attorney contact information (if applicable)​

Ready to move forward?

Complete our Business Registration Form and select Real Estate Financing

APPLY NOW