PRIVACY POLICY
At United Capital America, we are committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information, including Social Security Numbers (SSNs), in compliance with applicable laws and regulations.
1. Collection of Personal Information
We collect personal information, including SSNs, for purposes such as processing loan applications, performing credit checks, and meeting legal reporting requirements. By submitting your personal information, you consent to its use for these specified purposes.
2. Consent and Purpose
Before or at the time of collecting personal information, we will identify the purposes for which information is being collected. We will collect and use personal information solely for fulfilling the purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
3. Accuracy and Relevance
Personal data should be relevant to the purposes for which it is to be used and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
4. Security of Personal Information
We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use, or modification. We use industry-standard encryption and security protocols to protect your personal information, including SSNs, from unauthorized access or misuse. Access to personal data is limited to authorized personnel only.
5. Sharing and Disclosure of Personal Information
We may share your personal information, including SSNs, with third parties such as credit bureaus and service providers to process loan applications and perform credit checks. We will not share this information with third parties for marketing purposes without your explicit consent.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
6. Data Retention
We retain personal information, including SSNs, only for as long as necessary to fulfill the purposes for which it was collected. Once the information is no longer required, it will be securely deleted or anonymized.
7. User Rights
You have the right to access, correct, or delete your personal information, including SSNs, by contacting us at [email protected]. You may also withdraw consent for the use of your personal information at any time, subject to legal and contractual restrictions.
8. Privacy Policy Updates
We may update this privacy policy from time to time. When we do, we will post the updated policy on our website and notify you of any significant changes.
9. Contact Us
If you have any questions or concerns about how we collect, use, or protect your personal information, or if you wish to exercise your rights under this policy, please contact us at: [email protected]
1. Collection of Personal Information
We collect personal information, including SSNs, for purposes such as processing loan applications, performing credit checks, and meeting legal reporting requirements. By submitting your personal information, you consent to its use for these specified purposes.
2. Consent and Purpose
Before or at the time of collecting personal information, we will identify the purposes for which information is being collected. We will collect and use personal information solely for fulfilling the purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
3. Accuracy and Relevance
Personal data should be relevant to the purposes for which it is to be used and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
4. Security of Personal Information
We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use, or modification. We use industry-standard encryption and security protocols to protect your personal information, including SSNs, from unauthorized access or misuse. Access to personal data is limited to authorized personnel only.
5. Sharing and Disclosure of Personal Information
We may share your personal information, including SSNs, with third parties such as credit bureaus and service providers to process loan applications and perform credit checks. We will not share this information with third parties for marketing purposes without your explicit consent.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
6. Data Retention
We retain personal information, including SSNs, only for as long as necessary to fulfill the purposes for which it was collected. Once the information is no longer required, it will be securely deleted or anonymized.
7. User Rights
You have the right to access, correct, or delete your personal information, including SSNs, by contacting us at [email protected]. You may also withdraw consent for the use of your personal information at any time, subject to legal and contractual restrictions.
8. Privacy Policy Updates
We may update this privacy policy from time to time. When we do, we will post the updated policy on our website and notify you of any significant changes.
9. Contact Us
If you have any questions or concerns about how we collect, use, or protect your personal information, or if you wish to exercise your rights under this policy, please contact us at: [email protected]
