How Factoring Works
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Factoring is a smart financial strategy for businesses looking to stay ahead of the competition. Here’s how it works:

• Invoice as Collateral: Sell your unpaid invoices to us to unlock funds you can use immediately, without waiting for clients to pay.
• Quick Access to Funds: Convert outstanding invoices into cash that can be used to cover operational expenses or seize growth opportunities.
• Third-Party Sale: The business sells its invoices to a third-party—known as the factor—who then provides immediate cash in exchange for the invoices.

Rates Based On
The amount of funding you qualify for depends on several factors:

• Creditworthiness: Your ability to repay, based on the customer’s credit and the value of your invoices.
• Invoice Maturity: The length of time until the invoices are due for payment.

Ask Yourself:
Before you move forward with factoring, consider:

• Are you currently factoring any invoices, or is this your first time exploring the option?
• Do you need additional cash flow to keep your operations running smoothly?
• How will immediate access to cash from your invoices help fuel your growth?

Required Documentation
​To get started, we’ll need the following:

• Sample Invoice: A copy of the invoice you wish to factor.
• Accounts Receivable Aging Report: A detailed breakdown of your outstanding invoices and their due dates.

What You Should Know:

• B2B Only: We only factor business-to-business transactions—this is ideal for businesses working with other companies.
• Ongoing Partnership: Factoring creates an ongoing relationship with your business, providing a reliable cash flow solution.
• Get Paid Fast: With factoring, you don’t need to wait for payments to come in—you can get paid for your invoices right away, keeping your business’s cash flow strong and steady.

Factoring is the key to unlocking quick capital for your business, without the delays and restrictions of traditional loans. Don’t let unpaid invoices slow you down—take control of your cash flow today with United Capital America LLC’s Factoring solution.

Ready to move forward?

Complete our Business Registration Form and select Factoring

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