UNITED CAPITAL AMERICA

an ultra Secure PAYMENT gateway

Built for Speed. Backed by Security.
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Powerful Payment Solutions — Wherever Business Happens

In today’s fast-paced digital economy, your business needs more than just a checkout button — it needs a flexible, secure, and high-performance gateway that adapts to how and where you operate. Our cloud-based Online Payment Gateway enables you to process payments from anywhere with internet access, backed by real-time authorization, advanced fraud protection, and robust reporting tools. 
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Whether you’re running a nationwide e-commerce brand, billing recurring clients, or keying in transactions manually from the office, this gateway is built to support speed, compliance, and scale.

Key Capabilities

  • Accepts all major cards: Visa®, Mastercard®, American Express®, Discover®
  • Built-in fraud prevention suite with real-time risk scoring
  • Unlimited transaction history and long-term order archiving
  • Flexible recurring billing: weekly, monthly, multi-card per client
  • Instant Funding integration available
  • Real-time batch and transaction reporting
  • Fully customizable receipts (email or print) with logo support
  • Virtual terminal with touchscreen and standard key entry
  • WiFi & Bluetooth EMV reader compatibility for mobile/retail swipes
  • Role-based user access and team permission management
  • Integrates seamlessly with POS hardware and third-party terminals
  • U.S.-based developer support + sandbox access for testing
  • PCI & PADSS Certified
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Custom Receipts, Multiple Entry Modes

​Make every transaction look professional. Choose from receipt templates tailored for retail, online checkout, or gratuity-enabled environments. Customize with your logo and business details for brand consistency. Manually key-in transactions, or pair with EMV devices for secure chip/tap payments via laptop or tablet.

Recurring Billing Engine

Take full control of how and when your clients are billed.
  • Run multiple active billing schedules per customer
  • Store several payment cards under one client profile
  • All card data is secured via tokenization — never stored in raw form
  • Add flexibility with weekly, monthly, or custom frequency options
  • Easily pause, update, or reassign billing rules in real time
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Advanced Security Architecture

  - End-to-End Encryption from device to settlement
  - Full Tokenization protects card data in transit and storage
  - Encrypted EMV readers ensure every transaction is secure
  - Supports loyalty and gift card add-ons for client retention

Built for Developers. Ready for Scale.

  - Full RESTful and SOAP API access
  - Developer emulators + code libraries
  - Real-time reporting endpoints
  - PCI / PADSS certified framework
  - Free Sandbox accounts for testing and customization  - Full RESTful and SOAP API access
  - Developer emulators + code libraries
  - Real-time reporting endpoints
  - PCI / PADSS certified framework
  - Free Sandbox accounts for testing and customization
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Speak with a Specialist

We’ll help you transition easily to our Secure Gateway
Easily Book a free call today

Ready to move forward?

Complete our Business Registration Form and select Credit Card Processing
APPLY NOW
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Looking for expert advice with no obligation?
Give us a call today at 347-209-5872 for a free consultation—no strings attached!

SERVICES

Lines of Credit
Traditional Term Loans
Equipment Financing
Real Estate Financing
Factoring
Purchase Order Financing

UNITED CAPITAL AMERICA

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Disclaimer: All deals are subject to underwriting approval. The programs advertised on this landing page are not a commitment or guarantee from United Capital America. Please note that programs, fees, and other terms and conditions may change without notice.
Copyright 2025 United Capital America LLC. All rights reserved.
  • Home
  • Apply Now
  • Services
    • Line of credit
    • Term loan
    • Equipment Financing >
      • Purchases
      • Refinance
      • CashOut
    • Real Estate Financing >
      • Fix&Flip
      • New Construction
      • Refinancing
      • Cash-Out
      • Purchase
      • Rehabs
      • CRE
      • HELOC
    • Purchase Order Financing
    • Factoring
  • Customer Support
  • Credit Portal
  • FAQ
  • Resources
  • Careers