Refer a Business
Turn Relationships Into Revenue
At United Capital America, we believe strong businesses grow through strong relationships. If you know a business owner in need of financing, refer them to us — and if they fund, we’ll reward you with a cash commission.
Here’s How It Works
1. Submit Your Referral
Use our Referral Form to send us basic information about the business. We’ll handle direct outreach and next steps.
2. We Qualify & Fund
Our underwriting team will reach out directly, walk them through the process, and if they qualify, provide fast access to capital.
3. You Get Paid
Once your referral receives funding, you’ll receive a cash reward as a thank-you — no gimmicks, no games.
The United Capital Advantage
- No Referral Caps
Refer as many businesses as you’d like. If they fund, you get paid.
- Ongoing Commission Stream
We don’t stop at the first deal. If your referral renews, refinances, or transacts again — you’re still earning.
- 10-Year Referral Window
We honor all referral records for up to 10 years. If your contact returns to us in year 1 or year 9, you’re still eligible for commission.
- No Admin Burden
You submit the referral. We do the underwriting, compliance, documentation, and onboarding.
Frequently Asked Questions
1. Do I need to own a business to refer someone?
No. You cannot refer a business in which you have any ownership or financial interest.
2. Can I refer my own business?
No. You cannot refer a business in which you have any ownership or financial interest.
3. Is there a minimum funding amount?
No minimum. Any qualified funding from your referral qualifies you for compensation.
4. When do I get paid?
Cash rewards are issued after the referred business receives funding. We will reach out via email to confirm details and arrange payout.
5. Are there tax forms involved?
Yes. A W-9 form may be required depending on the amount of commission you earn annually.
6. Is there a cap on how much I can earn?
Absolutely not. You can continue referring and earning for every business that funds with us.
Legal & Compliance Notes
Participation in this referral program is subject to United Capital America's Terms and Conditions. All referrals must be new to our system and not previously engaged with United Capital America. Referral payments are contingent on the referred business receiving funding and maintaining their account in good standing. United Capital America reserves the right to suspend or terminate any referral relationship in cases of suspected abuse, fraud, or misrepresentation.
Still Have Questions?
Reach out to our Referral Support Team at [email protected]
Or, if you’re ready to submit a lead: Start Here
