Equipment Purchase Financing

    Unlock new growth for your business with United Capital America LLC’s equipment purchase financing solutions. Whether you’re looking to acquire vehicles, heavy machinery, or specialized technology, our tailored programs provide flexible terms designed to support your operational and financial goals. We specialize in helping businesses secure essential assets—whether expanding your fleet, upgrading production capabilities, or investing in new revenue streams—delivering fast approvals and personalized guidance every step of the way.

​Program Highlights

Equipment Types: 
We finance a wide spectrum of revenue-generating commercial equipment — both new and used — across industries like construction, transportation, healthcare, technology, and more. Eligible assets include, but are not limited to:
  - Trucks, trailers, vans, buses, and fleet vehicles
  - Excavators, bulldozers, forklifts, and other heavy machinery
  - CNC machines, robotics, and manufacturing systems
  - X-ray units, dental chairs, and medical diagnostics
  - POS systems, servers, office tech, and infrastructure
  - Restaurant, agricultural, and retail-use equipment
If the equipment powers your operations or supports business growth, there’s a strong chance we can fund it.

Loan Amounts: 
​$20,000 to $3,000,000

Leverage:
  - Up to 100% Loan-to-Value (LTV) on new equipment
    (new equipment on wheels 70% LTV)
  - Up to 70% LTV on used equipment 
    (used equipment on wheels 40% LTV)

Terms:
  - Flexible terms up to 5 years
  - Monthly payments
  - No prepayment penalties

Rates:
Competitive rates starting at 5%

Versatility:
Applies to purchasing new or used equipment
Please read section 179 on how to deduct taxes

Optimizing Your Equipment Financing Strategy

Refinance Existing Equipment Loans

Cash-Out Refinance on Owned Equipment

Stipulations 

  - Completed initial Business Registration Form (for all principals / entity members)
​  - Invoice or vendor quote for the equipment (with SKU or serial numbers if available)
​  - Purchase Letter of Intent (LOI) or sales agreement
  - ​Proof of reserves (bank, brokerage, or 401k statements)
​  - Business plan or summary showing how the equipment will generate revenue
  - ​Buyer’s biography and experience with similar equipment
  - Active business licenses (if applicable)
  - Articles of Incorporation (or entity formation documents)
​  - Signed Operating Agreement for all members of the entity (if applicable)
  - Latest business tax return and interim financials (P&L and Balance Sheet)
  - Borrower’s attorney contact information (if applicable)
  - Insurance quote or policy for the equipment (recommended)

Ready to move forward?

Complete our Business Registration Form and select Equipment Financing

APPLY NOW